|
|
Savings and Certificate Rate Information
Effective June 13, 2011 |
| Account Type |
Term |
Minimum Deposit |
Rate/APY* |
| Regular
Shares |
$25
Minimum |
0.25%
/ 0.26% |
| Share
Drafts |
$100
Minimum |
0.15%
/ 0.16% |
| Account Type |
Term |
Minimum
Deposit |
Rate/APY* |
| Certificates of Deposit |
30 days |
$5,000 |
0.30% |
90
days |
$5,000 |
0.40% |
180
days |
$5,000 |
0.50% |
1
year |
$2,500 |
0.70% |
2
years |
$2,500 |
1.10% |
|
*Please note: Rates are subject to change at any time. |
| Click here for our Financial Calculators |
|
Loan Information
Effective November 1, 2011 |
|
Loan Type |
Maximum Amount Financed |
APR** |
Maximum Term |
Other |
| Share Secured Loans |
Equal to balance in share account |
as low as 3.30% |
48 months |
|
| Signature Loans |
Two times BASE monthly salary |
as low as 7.50% |
48 months |
|
| New Auto Loans |
100% OF PURCHASE PRICE
(Includes: Tax, License, and Registration, EXCLUDES EXTENDED WARRANTIES) |
as low as
2.00% |
36 months |
|
| as low as
2.25% |
48 months |
|
| as low as
2.50% |
60 months |
|
| as low as
2.75% |
72 months |
|
| NOTE: MAX. TERM 48 MONTHS UNDER $10,000, 60 MONTHS BETWEEN $10,000 AND $20,000, AND 72 MONTHS OVER $20,000 |
| Used Auto Loans |
**100% OF LOW WHOLESALE BLUEBOOK OR FOR OLDER AUTOS, 100% OF FAIR CPI BOOK VALUE - **LISTED MODELS ONLY** |
as low as
2.75% |
48 months (under $10,000) |
* |
| as low as
3.00% |
60 months (over $10,000) |
* |
*NOTE: If the purchase price is lower than the wholesale blue book, or CPI, the purchase price becomes the MAXIMUM amount financed
**Physical inspection is required by the credit union if the vehicle is being purchased from a private party
***THE CREDIT UNION DOES NOT FINANCE ANY SALVAGED OR GREY MARKET VEHICLE |
New Motorcycle Loan |
80% OF PURCHASE PRICE
(Includes: tax, license, & registration) |
as low as 8.50% |
36 months |
|
| Personal Line of Credit |
Two times base monthly salary
Limit: $5,000
Note: Repayment schedule is $3.70 per $100 borrowed |
as low as 9.00% |
Open Ended Loan |
|
| Real Estate Loans |
$200,000 |
as low as 4.75% |
84 months or less |
|
| as low as 5.00% |
85 to 180 months |
|
| PLEASE CALL FOR MORE INFORMATION (323) 937-3982
*OTHER REQUIREMENTS: Dealer purchase order, certificate of title with the CBS EFCU listed as lienholder, and comprehensive and collision insurance coverage (MAXIMUM DEDUCTIBLES $500.00) |
| Click here for our Financial Calculators |
1. *APY=Annual Percentage Yield: APY is based on the assumption that dividends remain on deposit for the entire dividend period.
2. **APR=Annual Percentage Rate: For example, based on an average rate of 2.50% for new vehicles for 60 months your monthly
payment would be approximately $17.75 per $1,000.00 borrowed.
|
