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Savings and Certificate Rate Information
Effective November 1, 2008 |
|
Account Type |
APR |
APY |
| Regular Shares |
1.50% |
1.51% |
| Share Drafts |
0.50% |
0.51% |
| Account Type |
Term |
Minimum Deposit |
Rate/APR |
| Certificates of Deposit |
30 days |
$20,000 |
2.60% |
|
90 days |
$10,000 |
2.75% |
|
$20,000 |
2.75% |
|
180 days |
$5,000 |
3.00% |
|
$10,000 |
3.10% |
|
$20,000 |
3.10% |
|
1 year |
$2,500 |
3.25% |
|
$5,000 |
3.25% |
|
$10,000 |
3.25% |
|
$20,000 |
3.25% |
|
2 years |
$2,500 |
3.40% |
|
$5,000 |
3.40% |
|
$10,000 |
3.40% |
|
$20,000 |
3.40% |
|
*Please note: Rates are subject to change at any time. |
| Click here for our Financial Calculators |
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Loan Information
Effective February 1, 2008 |
|
Loan Type |
Maximum Amount Financed |
Rate |
Maximum Term |
Other |
| Share Secured Loans |
Equal to balance in share account |
as low as 4.50% |
48 months |
|
| Signature Loans |
Two times BASE monthly salary |
as low as 8.75% |
48 months |
|
| New Auto Loans |
100% OF PURCHASE PRICE
(Includes: Tax, License, and Registration, EXCLUDES EXTENDED WARRANTIES) |
as low as 4.25% |
36 months |
|
| as low as 4.50% |
48 months |
|
| as low as 4.75% |
60 months |
|
| as low as 5.00% |
72 months |
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| NOTE: MAX. TERM 48 MONTHS UNDER $10,000, 60 MONTHS BETWEEN $10,000 AND $20,000, AND 72 MONTHS OVER $20,000 |
| Used Auto Loans |
**100% OF LOW WHOLESALE BLUEBOOK OR FOR OLDER AUTOS, 100% OF FAIR CPI BOOK VALUE - **LISTED MODELS ONLY** |
as low as 5.25% |
48 months (under $10,000) |
* |
| as low as 5.50% |
60 months (over $10,000) |
* |
*NOTE: If the purchase price is lower than the wholesale blue book, or CPI, the purchase price becomes the MAXIMUM amount financed
**Physical inspection is required by the credit union if the vehicle is being purchased from a private party
***THE CREDIT UNION DOES NOT FINANCE ANY SALVAGED OR GREY MARKET VEHICLE |
|
MAPS
(Member Auto Payment Saver)
|
New Auto Maps Loans : 100% of PURCHASE PRICE (INCLUDES: Tax, License, and Registration - EXCLUDES: Extended Warranties)
**Used Auto MAPS Loans: 100% of Wholesale Kelly Blue Book, 100% of CPI fair market value, or purchase price whichever is lower.***
^One model year old, maximum term 60 months. Two model years old, maximum term is 48 months. Three model years old, maximum term is 36 months. |
as low as 5.25%
as low as 6.25% |
Up to 72 months
^Up to 60 months |
* |
| New Motorcycle Loan |
80% OF PURCHASE PRICE
(Includes: tax, license, & registration) |
as low as 8.50% |
36 months |
|
| Personal Line of Credit |
Two times base monthly salary
Limit: $5,000
Note: Repayment schedule is $3.70 per $100 borrowed |
as low as 9.00% |
Open Ended Loan |
|
| Real Estate Loans |
$200,000 |
as low as 5.25% |
84 months or less |
|
| as low as 5.75% |
85 to 180 months |
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| PLEASE CALL FOR MORE INFORMATION (323) 937-3982
*OTHER REQUIREMENTS: Dealer purchase order, certificate of title with the CBS EFCU listed as lienholder, and comprehensive and collision insurance coverage (MAXIMUM DEDUCTIBLES $500.00) |
| Click here for our Financial Calculators |
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